Investing
Founded in 2012 in response to the banking crisis, Relendex offers a proprietary trading platform that enables the fractionalisation of loans. The Relendex platform also includes a secondary market, giving investors the opportunity to access liquidity* while supporting portfolio diversification. As an HMRC-approved ISA manager, Relendex allows investors to benefit from the tax efficiencies of an Innovative Finance ISA (IFISA), with the ability to invest up to £20,000 per year tax-free.**
*Investments are secured against UK property by a legal charge over professionally valued property; however, this does not eliminate the risk of loss. Property values can fluctuate, and in the event of borrower default or a market downturn, you may not recover all of your capital. These investments are not covered by the Financial Services Compensation Scheme (FSCS).
**Tax treatment depends on your individual circumstances and may be subject to change. If you are in any doubt, you should seek independent tax advice.
Why choose Relendex?
No investment Fee's
Property-Backed Security*
Access to Your Money
Supporting UK Housebuilders
*Investments are secured against UK property by a legal charge over professionally valued property; however, this does not eliminate the risk of loss. Property values can fluctuate, and in the event of borrower default or a market downturn, you may not recover all of your capital. These investments are not covered by the Financial Services Compensation Scheme (FSCS).
**You may be able to sell your investment on the Resale Marketplace; however, there is no guarantee that a buyer will be available. This means you may not be able to access your funds immediately or at all.
A key strength behind Relendex’s success is our experienced underwriting team, which brings deep expertise in assessing and managing risk across all lending opportunities. This ensures that every loan undergoes thorough due diligence, maintaining the platform’s high standards of credit quality.
Investing through the Relendex platform is suitable for:
- Sophisticated Individual Investors.
- Institutional Investors.
- Independent Financial Advisors (IFAs).
Statistics as at Mar 2025
Relendex believes in being transparent and open. Our most recent statistics are published here.
Total Loans Funded to Date
£188,775,690
Committed Loans to be Funded
£19,464,094
Total Amount Repaid
£115,743,683
Live Loan Book
£49,209,678
Loans in Recovery
£3,944,580
Crystallised Losses
£408,656
Current Average Return Rate
8.00 %*
Average Investor LTV
54.20%
*Don't invest unless you're prepared to lose money. This is high-risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take 2 mins to learn more.
Benefits of investing through Relendex
- Asset-Backed Security: All investments secured* on UK property & land.
- Modern Methods of Finance: Specialising in tailored finance supporting developers using Modern Methods of Construction (MMC).
- Sustainable Investing: Committed to funding sustainable, energy-efficient housing.
- Secondary Market: Enhancing liquidity and diversification.**
- IF-ISA: UK taxpayers can invest through our Innovative Finance ISA, earning tax-free returns on interest income and maximising potential earnings.***
*Investments are secured against UK property by a legal charge over professionally valued property; however, this does not eliminate the risk of loss. Property values can fluctuate, and in the event of borrower default or a market downturn, you may not recover all of your capital. These investments are not covered by the Financial Services Compensation Scheme (FSCS).
**You may be able to sell your investment on the Resale Marketplace; however, there is no guarantee that a buyer will be available. This means you may not be able to access your funds immediately or at all.
***Tax treatment depends on your individual circumstances and may be subject to change. If you are in any doubt, you should seek independent tax advice.
Relendex & Farringdon Portfolio
Farringdon Portfolio offers a streamlined way for professional investors to gain exposure to the UK real estate debt sector without the need for hands-on account oversight. They offer a selection of model portfolios that you can choose from, or a bespoke option based on your preferences. Your selection forms the basis of an investment mandate, which they then arrange to be implemented and administered via the Relendex platform.